NKPD code: 3321
Insurance representatives advise on and sell life, accident, motor liability, endowment, fire, marine and other types of insurance to new and existing clients. Insurance representatives perform the following main tasks: • obtaining information on clients' circumstances needed to determine the appropriate type of insurance; • negotiating with clients to determine the type and degree of risk; • explaining details of insurance policies and conditions, premiums for risk cover and benefits to clients; • assisting clients in determining the type and level of cover, calculating premiums and establishing methods of payment; • negotiating and concluding reinsurance contracts; • advising on, negotiating terms of and concluding insurance contracts for large or special projects, installations or risks. Examples of occupations in this unit group: – Insurance agent – Insurance broker – Agent, social insurance Excludes: – Manager, insurance institution branch – 1346 – Dealer, securities – 3311 – Valuer, insurance – 3315 – Clerk, risk assessment and insurance – 4312